review 2022: Is it legit or scam? is a cryptocurrency platform that offers an extensive range of services, including a wallet, a debit card and a cryptocurrency exchange. The platform also offers an online marketplace where users can buy and sell cryptocurrencies using their credit cards. has been around since the beginning of the cryptocurrency boom, and it has always been involved with the world of crypto.

I am often asked how good is, so I thought I should take some time to do an honest review here. This is important because is the brand behind another well known crypto brand, Binance.

This review will look at what the platform offers and the pros and cons of using this site.

About is a cryptocurrency wallet and payment card provider founded in Hong Kong in 2017 by Matt Blaze and Kris Marszalek. It was previously known as Monaco. has been in operation since 2016, when it began as a cryptocurrency payment processor called Monaco, but rebranded as in May 2019 following a settlement with Visa over the use of its trademarked name.

The company provides two main products: the MCO Visa Card and MCO Wallet App, which allow users to spend their cryptocurrencies anywhere Visa is accepted. It also allows users to purchase other cryptocurrencies on its platform via credit card payments or bank transfers with no fees whatsoever for both sides of the transaction. was founded by Kris Marszalek and Matthew Blaze, who are also the founders of the fintech company Monaize. The company’s initial goal was to become an alternative payment system that would allow users to spend their cryptocurrencies anywhere Visa was accepted using their MCO Visa Card; however, this changed after they were forced to change their name due to legal battles with Visa who threatened legal action if they did not comply with its request. review exchange review

CRO is the token used by to power its ecosystem. The token can be used to pay for various products and services offered by the company, including fees associated with using cryptos such as BNB or BTC.

The CRO token can be used to make payments at any merchant that accepts payment via credit card or mobile phone. You can also use it to pay for travel or shopping online services. has partnered with Visa, so you can use your CRO tokens with any Visa card issued by your bank or credit union anywhere in the world.

Features of is a digital wallet, payments and cryptocurrency platform that was founded in 2016. The company offers a range of services for users, including CryptoPay and MCO Visa cards.

The platform has been used by over 1.5 million people worldwide, with its products being available in over 120 countries and jurisdictions across the world.

The platform’s primary goal is to provide a more secure and easy-to-use crypto currency payment solution for consumers, merchants and institutions alike. Using their own blockchain technology, aims to do this by allowing users to hold different cryptocurrencies within one wallet and then use those holdings to make payments or send money instantly between other users using the platform’s MCO Visa card.

The platform offers several features that make it easy for users to manage their crypto assets: 

Crypto Wallet 

Crypto wallet is the first product released by and is available on Android and iOS devices. The wallet allows users to send, receive and store various cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH) and Litecoin (LTC). The app also allows users to convert between BTC, ETH and LTC at any time at competitive rates via its integrated exchange feature. 

Cryptocurrency exchange

This is where users can trade one type of currency for another.

Crypto Invest

This feature allows users to invest in cryptocurrency without opening their own wallets or buying coins directly from an exchange. It works by investing in managed funds that are made up of various types of cryptocurrencies like Bitcoin (BTC).

MCO Visa Card 

The MCO Visa Card lets you spend your cryptocurrency anywhere that accepts Visa payment cards – at over 40 million locations worldwide, including restaurants, bars, retail stores and more than 30 additional countries around the world.

MCO TokenCard 

Another debit card that allows users to spend their MCO tokens anywhere MasterCard is accepted. 

Payment Gateway 

 A payment gateway that can be integrated into any website or app to accept payments in cryptocurrencies from customers around the world.

Pros and cons of 


There is an extensive list of supported cryptocurrencies as it supports more than 250 currencies.

It is transparent and has competitive fees with discounts available. offers competitive trading fees up to 0.40%, with discounts too. supports cryptocurrency trading, staking, and swapping. It also offers its own credit card and crypto wallet and allows users to invest in NFTs.


There are higher fees unless you hold and use CRO, as only users with a significant holding of CRO currency can get discounts on their trading fees.

There is very poor customer support as users complain about slow and low-quality customer support responses.

Trading fee discounts can be confusing to navigate as’s trading fee discount tiers may be complex to navigate.

Scamming history of 

No scamming history at all. It is a very popular platform, and it has been in operation for a long time now.

The platform has received a lot of positive feedback from users who have had an opportunity to use its services and facilities. However, some users claim that they have experienced problems with their transactions being delayed or canceled without any explanation given by the support team. These issues may be due to the fact that does not provide phone support for users who are facing issues with their accounts or transactions or when they need some assistance regarding their transactions or accounts on the site.

So is safe?

Yes, it is safe to use because it is run by a reputable company, MCO Pte Ltd. This company is registered in Singapore and has been in operation since 2016. 

The platform puts security as its top priority so that users can be sure that their money will be safe when using the platform. The platform uses 256-bit encryption technology and an SSL security certificate to keep your information secure.

Getting started on

Now, you have read and understood basic things about this platform. Are you interested and ready to explore? 

The website offers three ways to get started:

  1. Create an account directly on the website.
  2. Download the mobile app from either the Apple App Store or Google Play Store.
  3. Use your Facebook account to sign up (this requires you to have a valid identity document).


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